<?xml version="1.0" encoding="UTF-8"?>
<!--
  PawVerse — Legal, account & policy pages.
  Low change frequency, low priority — kept indexable for E-E-A-T signals.
  Updated: 2026-05-28
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <url>
    <loc>https://pawversepet.com/privacy</loc>
    <lastmod>2026-05-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://pawversepet.com/terms</loc>
    <lastmod>2026-05-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://pawversepet.com/refund-policy</loc>
    <lastmod>2026-05-28</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!--
    /login was listed here and has been removed. A sitemap tells a search engine
    "these are the pages I want indexed", and a login form is not one: it has no
    content to rank, it competes with the pages that do, and submitting it
    spends crawl budget on a dead end. It remains reachable and linked - just
    not advertised.
  -->

</urlset>
